Purchase Procedure

Verbal Reservation is a non-binding reservation for a period of three working days. The client must provide the name and contact details. The Reservation Agreement is to be concluded within the verbal reservation period.

Written Reservation is a binding reservation based on the Reservation Agreement. The reservation fee is CZK 200,000 and is part of the house purchase price. The client pays the reservation fee within 10 working days from the conclusion of the Reservation Agreement.

Purchase Pre-Agreement requires the payment of 20% of the total purchase price within 10 days from the date of conclusion of the agreement and the payment of the remaining amount of the total purchase price within 14 days after a notice of obtaining the building consent is delivered to the client.

Purchase Contract precisely specifies the subject of the transfer and its price and it is concluded between the client and the seller after the final approval and the assignment of a description number. Before signing the Purchase Agreement, the client pays the remaining amount of the purchase price.

Standard Payment Terms


3 days



Reservation fee
CZK 200,000



20 % of the purchase price
10 days



Signed after the final approval
Payment of the remaining amount



We are glad to advise you. We collaborate with professionals and will make your journey to your home easier.

Your mortgage expert

Tomáš Malkus, Mortgage Specialist at Partners

“I compare hundreds of financial products on the market and choose the best ones. Thanks to the size of Partners, my clients have more favourable conditions and can use exclusive financial products. I thus help make their lives to richer and freer. And that is my goal.”

Tomáš Malkus, Partners Financial Services, a.s.

Advantages of financing with Partners:

The lowest interest rates on the market – Partners is the largest mortgage broker on the Czech mortgage market. They process every 10 mortgages, therefore you get better rates with them than at banks or with smaller brokers.

The highest loan viability – Thanks to a comprehensive approach to the client, Partners achieves the lowest number of DEFAULT loans of all the brokers, therefore the client is guaranteed the highest possible loan viability.

An unbiased offer across the mortgage market – Partners have a unified commission at all banks, therefore they can choose a suitable mortgage regardless of the amount of the commission.

Time flexibility – You receives feedback within 24 hours. Thanks to the online scoring of loan options, you know very quickly whether the loan is realistic. The size of Partners ensures that your application does not wait in a queue of loan applications, but the banks deal with it.

Safe mortgage – If you use the unique “SAFE MORTGAGE” concept, you will pay significantly less money for the property in total. You will then be able to repay the mortgage earlier than when you use financing with a bank or another broker. Thanks to this concept, you also have a liquid reserve in case of financial or health problems.

Better loan terms and free real estate appraisals